Income

Net Income (after taxes) (+)
$
Category Amount
Salary / Wages

$

Bonuses

$

Interest Income

$

Investment Income

$

Other Income (child support, alimony)

$

Total Net Income

$

Expenses

HOME (+)
$
Category Budget Actual Difference Discretionary
Mortgage/Rent

$

$

$

HOA Fees

$

$

$

Homeowner's or Rental Insurance

$

$

$

Property Taxes

$

$

$

Home Repairs/Home Maintenance

$

$

$

Home Improvements

$

$

$

Other home expenses

$

$

$

UTILITIES (+)
$
Category Budget Actual Difference Discretionary
Electricity

$

$

$

Water/Sewer

$

$

$

Natural Gas or Oil

$

$

$

Telephone

$

$

$

Internet

$

$

$

FOOD (+)
$
Category Budget Actual Difference Discretionary
Groceries and Household supplies

$

$

$

Restaurants

$

$

$

Other food expenses

$

$

$

TRANSPORTATION (+)
$
Category Budget Actual Difference Discretionary
Public transportation and taxis

$

$

$

Gas for car

$

$

$

Parking and tolls

$

$

$

Car insurance

$

$

$

Car loan

$

$

$

Other transportation expenses

$

$

$

HEALTH AND MEDICAL (+)
$
Category Budget Actual Difference Discretionary
Health Insurance Premiums

$

$

$

Vision Insurance Premium

$

$

$

Dental Insurance Premium

$

$

$

Unreimbursed Medical Expenses / Insurance Co-Pays

$

$

$

Prescription and OTC Medications

$

$

$

Fitness (Personal Trainer, Gym membership, Yoga)

$

$

$

Other health expenses

$

$

$

PERSONAL AND FAMILY (+)
$
Category Budget Actual Difference Discretionary
Child care

$

$

$

Child support

$

$

$

Money given or sent to family

$

$

$

Clothing and Cosmetics

$

$

$

Laundry

$

$

$

Donations

$

$

$

Activities / Lessons

$

$

$

Other personal or family expenses

$

$

$

EDUCATION (+)
$
Category Budget Actual Difference Discretionary
Student Loan

$

$

$

Tuition

$

$

$

Textbooks

$

$

$

School supplies

$

$

$

FINANCE (+)
$
Category Budget Actual Difference Discretionary
Life Insurance

$

$

$

Retirement Accounts (not deducted from paycheck - e.g. IRAs)

$

$

$

Brokerage Accounts

$

$

$

College Fund

$

$

$

Savings/Emergency Fund

$

$

$

ENTERTAINMENT AND RECREATION (+)
$
Category Budget Actual Difference Discretionary
Subscription and Dues

$

$

$

Pet Food / Veterinary

$

$

$

Vacations / Travel

$

$

$

Other entertainment expenses

$

$

$

OTHER DEBT PAYMENTS (+)
$
Category Budget Actual Difference Discretionary
Credit Card Payment

$

$

$

Student Loan Payment

$

$

$

Other loans

$

$

$